Backup of sewer and drain coverage for accidental direct physical loss to business personal property at your location caused by a covered back up.
Sewer and drain coverage state farm.
A 50 per call service fee may.
This covers water damage caused by a failed sump pump or a drain backup something not covered by a standard state farm homeowners policy.
With service line coverage your responsibility for the loss is your 500 deductible.
According to the policy information provided by state farm agent anthony tzinares westmont say for instance your sewer line cracks as a result of tree root invasion and the covered repair costs total 10 000.
Payment for the loss would be the remaining.
Reduce sewer or drain losses in your basement by checking drainage reducing backflow and installing a sump pump.
Like many questions around home maintenance when it comes to sewer problems prevention is the best solution.
Building coverage covers the building and things attached to it i e.
Water backup and sump pump overflow.
Coverage limits are 10 000 per occurrence including sewer line repair refill and reseeding as well as sidewalk or road repair related to the sewer line service.